Three challenges redefining your Finance function
We see the same challenges across all our Finance and Compliance clients:
- regulatory requirements are accelerating (Basel IV, DORA, CSRD), with non-negotiable deadlines
- your legacy systems must evolve to support new use cases, products and management requirements
- business growth is increasing volumes, transaction flows and demand for specialist skills
The real challenge is not simply achieving compliance. It is securing your operations, supporting growth, improving data reliability and evolving your Finance information systems, without overloading your teams or losing control of costs.
Do any of these situations sound familiar?
YOU ARE A CRO OR HEAD OF COMPLIANCE
We see a constant tension: standards such as FRTB, DORA and Basel IV are evolving faster than organisations can respond. Front, Middle and Back Office and Risk teams work in silos. Each internal audit uncovers the same vulnerabilities. The true cost is not compliance itself, but the time lost coordinating teams, interpreting requirements and mitigating operational risks that could have been identified earlier.
We reinforce your teams directly on the ground: first through a maturity assessment that identifies genuine gaps rather than simply ticking boxes, then by structuring regulatory governance and operational risk management.
Outcome: your teams gain clarity, your internal audits become more robust and your operations are better protected.
YOU ARE A CFO OR VP OF FINANCE
A recurring issue among our clients is that financial closes remain lengthy, manual and prone to error, while expectations around the quality and auditability of financial data continue to rise through CSRD, IFRS and audit requirements. Finance teams spend most of their time on production and reconciliations rather than analysis and performance management. The real cost is not the delayed close itself: it is decisions made without sufficient visibility, poorly anticipated cash requirements and audits that drag on.
We industrialise your financial close process through end-to-end automated data controls, robust data lineage, AI-assisted reconciliations and a built-in audit trail.
Outcome: a shorter, more reliable close, Finance teams refocused on analysis and performance management, and audits with no surprises.
YOU ARE A CDO OR HEAD OF FINANCE IT
A persistent challenge for our Finance clients is that data is not reliable enough to support critical decisions. Regulatory reports take too long to consolidate, and there is no clear view of where the single source of truth sits. You may already have attempted to improve data quality, but without effective business governance upstream.
The real cost is financial decisions based on poor-quality data and audits that continue to identify quality gaps.
We begin with a thorough assessment of your data quality, identify the root causes of unreliability rather than the symptoms, and then structure business governance and Finance data controls.
Outcome: your Finance data becomes reliable, regulatory reporting accelerates and audits no longer highlight recurring data-quality gaps.
Do your teams need to handle a sudden increase in workload?
Whether driven by business growth, a new regulatory programme, changes to your information systems or the need for scarce expertise, Meritis reinforces your teams with immediately operational Finance Business and IT for Finance consultants, either through staff augmentation or a structured delivery model.
Strengthen my teams Prompt response guaranteed
The true cost of Finance complexity
Four areas of Finance & Compliance expertise to address your challenges
Our Finance & Compliance expertise is structured around four complementary areas that help you secure financial flows, meet evolving requirements such as Basel IV, DORA, CSRD and IFRS 9/17, and make reliable decisions based on controlled data.
Financial Markets & Operations
Reinforce your Front, Middle and Back Office teams to secure critical operations and identify risks before they emerge in audits.
Compliance & Regulation
Manage regulatory change without overloading your teams or slowing down operations.
Corporate Finance & Treasury
Modernise Finance performance management to accelerate decision-making and optimise treasury management.
Finance Data & AI
Modernise Finance performance management with AI and intelligent agents to improve data reliability and accelerate critical decisions.
ESG reporting that stands up to audit
Every disconnect between your ESG strategy and your data results in longer production times, reduced traceability and diminished credibility. We align strategy, CSRD compliance and data systems so that your sustainability report can withstand scrutiny, figure by figure.
Advisory
ESG strategy and governance
Double materiality, net-zero pathways and climate risks. ESG governance designed with Finance, not alongside it.
Compliance
CSRD and SFDR, with no room for approximation
ESRS interpretation, regulatory programme management and a documented audit trail. Compliance treated as a discipline, not a formality.
Data
Data that underpins reliability
ESG data, harmonised CSRD frameworks, data quality and ESRS lineage. The unseen foundation of your non-financial reporting credibility.
Launching a Finance programme? Here is where to start
From banks, insurers and asset managers to large regulated organisations and data functions, Meritis supports organisations that need to secure Finance, regulatory and data programmes in critical environments.
Deliver FRTB, DORA and Basel IV without disrupting operations
For financial institutions
(banks, insurers, asset managers and financial market infrastructures)
Regulatory requirements are changing faster than your organisation can respond. Front, Middle and Back Office and Risk teams work in silos, and every internal audit reveals the same gaps.
- Your risk: Insufficiently trained resources, mounting delays and operational risks identified too late.
- Our response: Direct reinforcement of your teams, combined with a maturity assessment to identify genuine gaps rather than simply ticking boxes.
Examples of assignments:
IRB validation, Basel IV PMO support, RCSA remediation, IBOR transition, IFRS 9 audits and capital modelling.
Modernise Finance performance management without launching three parallel projects
For large regulated organisations
(energy, industry, distribution and retail)
CSRD, SFDR and the EU Taxonomy, alongside treasury and financial reporting, require a coherent approach spanning regulatory compliance, ESG strategy and Finance performance management. Advisory support, gap assessments and reliable reporting.
- Your risk: Reporting that is difficult to defend, fragmented data and systems that do not communicate.
- Our response: A single sustainable Finance roadmap bringing together CSRD, treasury and Finance information systems within one coherent strategy.
Examples of assignments:
Cyclicality analysis, ESG due diligence, ESG advisory, gap assessments, EU Taxonomy alignment, improved forecasting and energy pricing, consolidated Group Finance reporting and cloud migration of Finance systems.
Are data issues holding back your programmes?
Unreliable Finance data and unmanaged reference data. Governance, business intelligence and applied AI.
Manage Finance, regulatory and IT complexity to reduce costs, risks and transformation lead times
Most Finance projects encounter difficulties at the point where business and IT teams hand over to one another: gaps in understanding, fragile architectures and overlooked compliance requirements. Meritis provides seamless support across three levels, from functional scoping and operational delivery through to critical technical foundations.
An integrated approach
To align Finance business priorities, IT solutions and critical technical foundations. Meritis’s Front-to-Back profile provides this end-to-end consistency on projects where breakdowns in understanding are most costly.
You know that Finance and Compliance are strategic. Yet most organisations face the same obstacles.
Straightforward answers from Meritis for CFOs, Finance CIOs and Chief Risk Officers before appointing a partner.
Why do my market compliance projects, including FRTB and market risk, keep falling behind despite having capable teams?
FRTB represents an average 34% increase in capital requirements, but the true cost rarely comes from the calculation itself. It stems from coordination between Front, Middle and Back Office teams, each of which speaks a different language: traders think in positions, risk managers in VaR and IT teams in data flows.
Without someone able to bridge these disciplines, projects lose weeks in scoping meetings.
How Meritis makes a difference : our Front, Middle and Back Office and Quant IT consultants are fluent in all three disciplines. They scope the project once, not three times.
How can I manage DORA, CSRD and Basel IV simultaneously without overwhelming my internal teams?
DORA, CSRD, Basel IV and IFRS 9 rely on the same reference data, information systems and often the same stakeholders. Addressing them separately creates significant hidden costs, while regulatory reporting already costs European banks €11.2 billion annually1 for European banks.
The real question is not “how do we manage each regulation?” but “how do we build a Finance data architecture that supports all of them at once?”
How Meritis makes a difference : our Compliance consultants take a cross-regulatory view of major requirements. They identify workstreams with common foundations and help sequence programmes to maximise synergies rather than duplication.
My organisation is not a financial institution. Why should payments fraud and reporting reliability concern me as much as they concern a bank?
Because the exposed functions are the same: 79% of organisations across all sectors reported attempted or actual payments fraud in 2024.
In reporting, a large industrial group manages liquidity, foreign-exchange risk and regulatory obligations such as CSRD and IFRS with a level of complexity comparable to a bank, but rarely with the same standards of payment security and data quality.
How Meritis makes a difference : we combine cybersecurity, data and AI expertise to secure your payment chain while keeping Finance data accessible and usable.
Can data and AI genuinely improve the reliability of my CSRD sustainability reporting?
Eighty per cent of Finance leaders cite insufficient AI-ready data as the main barrier to their AI initiatives. In Finance programmes, data and AI are not separate topics: they are operational levers for specific use cases, including regulatory reporting automation and the processing of ESG data for CSRD.
A model designed by someone who does not understand what it represents will never reach production.
How Meritis makes a difference : our Quant IT and AI experts work at the intersection of Finance models and IT architectures, with a genuine understanding of regulatory and data constraints.
Our four areas of Finance & Compliance expertise
1. Financial Markets & Operations
Secure market activities from Front to Back Office.
Your Front, Middle and Back Office teams manage high-volume flows. You must comply with FRTB and Basel IV without slowing down your systems.
The challenge is that these scarce skills take years to develop, while your deadlines are measured in months.
Our Front, Middle and Back Office experts reinforce your teams directly. They understand both your business and your technology, giving you immediate additional capacity without lengthy training or disruption to production.
✓ Challenges: FRTB, Basel IV, trading-system modernisation and market-risk management in live production environments
✓ Expertise: Quant, Front, Middle and Back Office, trading information systems, market regulatory programmes and risk modelling.
2. Compliance & Regulation
Turn regulatory obligations into operational frameworks
DORA, CSRD, FRTB and Basel IV come with non-negotiable deadlines. A law firm may tell you what you must do, but not how to implement it technically. The result is compliance on paper rather than in production.
The true cost is audits that identify the same gaps year after year and overstretched business teams.
Meritis experts understand both regulatory texts and technology. They support you from impact assessment through to industrialisation, creating compliance that is auditable and manageable over time.
✓ Challenges: DORA, CSRD/ESRS, FRTB, Basel III/IV, SFDR, Solvency II, the EU Taxonomy and day-to-day banking compliance
✓ Outcome: deadlines met without overloading your teams, supported by a reusable framework for each new regulatory requirement.
Speak to an expert About 2. Compliance & Regulation
3. Corporate Finance & Treasury
Improve the reliability of your financial flows, management tools and reporting.
Your liquidity position is still managed at D+5, cash-flow forecasts rely on manual consolidation and your Finance ERP slows down teams that spend more time validating figures than managing performance.
The result is delayed decisions based on uncertain information.
Our treasury and ALM experts help modernise your tools and processes. They improve the reliability of financial data, accelerate reporting and provide real-time visibility. Your teams save time and your decision-making becomes faster and more dependable.
✓ Challenges: Cash visibility, reliable forecasts, BCBS 248 compliance, Finance ERP modernisation and faster reporting
✓ Expertise: Financial reporting, treasury and liquidity, ALM, cash management and Finance ERP systems
Speak to an expert About 3. Corporate Finance & Treasury
4. Finance Data and AI
Make financial data the foundation of reliable, auditable reporting.
Regulatory reports take too long to consolidate because Finance data lacks a single source of truth and effective business governance.
The underlying issue is that regulatory programmes such as CSRD and ESG reporting are delayed because the data is not ready.
Our data-governance and AI experts structure your financial reference data, improve data reliability end to end and build your reporting solutions. Your data becomes usable by your teams, audits proceed without recurring gaps and regulatory programmes move faster.
✓ Challenges: Finance data quality, centralised reference data, CSRD traceability and reliable sustainability reporting
✓ Expertise: Data governance, Finance BI, sustainability reporting, ESG data and AI applied to Finance.
They trust us with their Finance & Compliance challenges
For many years, our teams have supported financial institutions and large organisations through long-term assignments at the heart of their critical operations.
Compliance & Regulation / Financial Markets
Context: A major corporate and investment bank is launching a strategic regulatory programme focused on market risk.
Challenge: Adapt calculation and reporting systems to new regulatory requirements within a tight timeframe.
Our role: Project management and functional expertise throughout the programme, from requirements analysis through to user training.
Benefit: A regulatory framework deployed and operational within the required timeframe.
Finance Data & AI
Context: A leading asset manager wants to improve the reliability of its financial reference data.
Challenge: Centralise and improve the reliability of counterparty and financial instrument data to ensure consistent reporting.
Our role: Implementation of a reference-data architecture and long-term support for the associated governance framework.
Benefit: Reliable financial reference data supporting more consistent reporting.
Corporate Finance & Treasury
Contexte : A major energy group needs to improve the reliability of its pricing and price-risk management activities.
Challenge: Industrialise the forecasting and calculation tools used daily by commercial and risk-management teams.
Meritis’s role: Development and maintenance of simulation, forecasting and pricing-data processing tools.
Benefit: More robust management tools for business teams.
Why choose Meritis?
Integrated business, IT and regulatory expertise
Our teams cover the entire value chain, from advisory and regulatory scoping to implementation, delivery and industrialisation, with professionals from Big Four backgrounds working directly on your critical systems.
A long-standing track record in Finance
Since 2007, Meritis has operated at the heart of the most demanding Finance environments, including CIB, asset management, insurance and retail banking. Finance is our historic core business, our largest area of activity and the field in which we have developed our exacting standards.
Delivery capabilities tailored to your needs
Whether through staff augmentation, a centre of excellence, a managed service or a fixed-price engagement, we adapt our delivery model to your objectives, organisation and required level of accountability.
Let’s discuss your challenges
Finance & Compliance
Whatever your sector, Meritis adapts to your business and regulatory reality. No generic presentation: we begin with a conversation about your project.
Frequently asked questions about Finance & Compliance
Yes. Meritis mobilises consultants specialising in Finance Business, IT for Finance, risk, compliance, sustainable finance, Front-to-Back operations, data and Finance information systems.
They can support an increase in workload, secure a critical activity, temporarily fill a scarce-skills gap or accelerate a transformation programme.
Murex, Calypso, Summit and Sophis, covering integration, configuration, enhancement and support.
No. Meritis was founded on the combination of IT and Finance expertise. We primarily work with CIOs and business IT teams to align regulatory and business priorities with technology solutions. From regulatory scoping to industrialisation within information systems, our consultants speak both the language of the business and that of technology.
Meritis supports corporate and investment banks, retail banks, insurers and asset managers. However, our Finance & Compliance expertise extends across all major sectors: Finance functions such as management control, treasury, compliance and reporting are equally critical in energy, industry, distribution and retail.
Meritis supports any organisation whose financial operations and regulatory obligations require specialist rather than generalist expertise, whether or not Finance is its core business.
Meritis supports clients across the full range of financial regulations, including:
– Banking prudential regulation : Basel III/IV, FRTB, BCBS 239
– Financial markets : EMIR Refit, MiFID II, DSP2
– Accounting and insurance : IFRS 9/17, Solvency II
– Resilience and cybersecurity : DORA, NIS2
– Sustainable finance : SFDR, EU Taxonomy, CSRD/ESRS
Continuous regulatory monitoring by Meritis consultants helps anticipate forthcoming or proposed requirements, assess their impact on your processes and information systems, and prepare ahead of deadlines.
AI can automate selected regulatory controls, improve anomaly detection in financial data, accelerate document analysis and strengthen reporting quality. In financial services, its deployment requires rigorous governance, reliable data and controls aligned with supervisory expectations. Meritis supports financial institutions in integrating AI into their Finance environments.
Discover our Data & AI expertise
Through staff augmentation, a centre of excellence, a managed service or a fixed-price engagement, depending on priorities relating to timeframe, outcomes and cost control.
The key criteria are the ability to cover the entire value chain, from strategy and data through to development and industrialisation; evidence of projects that have genuinely reached production; strong governance and compliance capabilities; and the ability to manage change through to real adoption by teams. A partner that can only advise or only build cannot deliver a truly end-to-end outcome.
Let’s discuss your challenges Finance & Compliance
1 European Banking Authority (EBA), “Study of the cost of compliance with supervisory reporting requirements“, 31 March 2021.
2 European Banking Authority (EBA) : Basel III Monitoring Report, published on 7 October 2024.
3 ASSOCIATION FOR FINANCIAL PROFESSIONALS. 2025 AFP® Payments Fraud and Control Survey Report. Bethesda: AFP, 2025
4 EY, “2025 EY Tax and Finance Operations Survey“, 18 November 2025.